
SORRY it's a bit long ;-)
Well, each time I have taken a mortgage or loan out, over the past 25 yrs, they have had to be witnessed by someone who is not a family member.
This only happens when a loan is secured on a property or if it is perhaps that particular lenders policy. On a normal "NON-Secured" loan this doesn't happen.
When a contract was made to split up property between my husband, brother-in-law, sister-in-law and myself, that had to be witnessed by someone not a family member also, and the contract had to be legally binding.
Firstly it is not a solicitor that makes a contract binding , the contract itself in it's fair and equitable state makes it legal but there are certain things in life where there is written policy and legal guidelines that require them to be handled in a more secure way.
I take it this was an executry transaction? This again is due to prevention of fraud under the execution of estate division covered by executry law. The reason this is done is so that a party can't pop out of the blue and claim they were actually a beneficiary and sue.
I know we are talking land and a lot of money here, but dogs are property in the eyes of the law, so even though the amounts are far less does not the same apply?
Perhaps this is where you are being confused what you were talking about was NOT a dead persons dog, which yes could be part of an estate and handled likewise , you were talking about how you get permission from a dead person to lift an endorsement, these are 2 totally different things because the dead person does not own the dog. They sold it.
Which is why I say I will always stand to be corrected if wrong. is that not what life is all about But Im not scaremongering,
I personally didn't think you were and totally agree with you being caution. :-) I was merely pointing out that we have to be careful saying what we believe to be law when it isn't. I often say it on here. You will hopefully notice I hae not actually said how I think it should be handled myself as I know that each case has to be looked and and sorted on it's own merit so often try not to say 100% what or how I think it should be handled.
I am very careful contractual with mosts things in life also BUT to a degree because I know that a lot of things is contracts can always be challenged so I rely on looking at a situation though a common sense approach and how I think the law certainly contract would apply to it. I think the Law generally is based on common sense to protect both parties.
I am going to write to the KC
May be worth while to satisfy you , BUT I can bet your bottom dollar you would probably get 2 different replies on 2 different days. The KC can be challenged on most things also.
Here is an example for you just from yesterday .
I was at Crufts yesterday and whilst waiting on a freind I had 30 mins to kill so I thought I would go register my puppies.
I asked the girl could I do it here she said, Yes.
Filled in all the forms etc. Then she told me the bitch is endorsed. " of course she is" I said," I bred her and endorse them all, I will hand write a letter for you right now for you to lift it before doing the registration".
" Oh we can't do that , the endosement has to be lifted by letter". She even went and verified this with someone else.
5 mins later the registered of they puppies took. One I was so tired I became a little less patient of stupid rules which in my opinion right there and then I could legally challenge. I didn't have to argue or be abrupt in any way to the girl I merely pointed out that I owned the bitch as the owner AND breeder if there are offering a registration system, I knew I was entitled to have it handled there. WHY because for them not to do it would be legally unfair regardless of their rules.
I wrote the letter on a bit of paper, they gave me my endorsement removal letter right there and them and I registered the pups.
Now I wonder how many people the say that can't do that to day in day out at the KC stall and how often people accept this. :rolleyes: