Not logged inChampdogs Information Exchange
Forum Breeders Help Search Board Index Active Topics Login

Find your perfect puppy at Champdogs
The UK's leading pedigree dog breeder website for over 25 years

Topic Other Boards / Foo / claim for whiplash
- By newf3 [gb] Date 31.08.11 16:28 UTC
resently i was in a car crash with my sister and we have had a firm contact us both about making a claim for whiplash, has anyone had any dealing with this sort of thing, how long did it take and how much was awarded to you.
the other driver has admitted it was there fault and we both had to have time of work ( unpaid ) and are both still in pain, my sister with whiplash and me with my back and hip joints.
- By Nova Date 31.08.11 18:23 UTC
Sad to say it is these sort of firms that have pushed up the cost of insurance. I am sympathetic with your pain and if you are out of pocket then I would ask your own insurance company to deal with it, they will sort it out company to company and not try to push it through the courts.
- By newf3 [gb] Date 31.08.11 19:15 UTC
sorry i dont drive, i was a passinger in my sisters car, we were stopped at triffic lights when the car behind drove into the back of us, evan if i did drive why would i go though my own insurance when it wasnt my fault.
- By Cani1 [gb] Date 31.08.11 19:37 UTC
I have 2 friends recently had a claim , they both went through Winn solicitors I think . 1 of my friends has suffered whiplash and is still hurting slightly about 3 months later , she was sent to physio which didn't do much and a doctor assessed her. The company said she should get somewhere in the region of £2200 but has had a settlement of £875 which she has accepted as she just wants the hassle to stop and wasn't going to claim in the first place but felt pressured to. She did have to take un paid time off work , and her car was written off and she was out of pocket with that aswell .
The other is still ongoing his car was hit from behind at a junction quite hard and after x rays showed a hairline fracture in his back near his neck , he hasn't been able to sleep for the pain , but a further x ray showed up clear. There is still no sign of any money his car was wrote off and is £600 down on that , he only bought it a few weeks before and is a student so is hanging out for as much money as he can to ease the difference he is down on his new car , he also missed shifts at his weekend job due to his pain.
After having a bad accident myself 17 years ago where a wagon hit us , which I still suffer from now I think I'd probably do the same myself if I were in that position now.
I can see both sides though I hate that I'm paying for it every year on my insurance renewal.
I do hope you and your sister are feeling better soon :)
- By Nova Date 31.08.11 20:01 UTC
sorry i dont drive, i was a passinger in my sisters car, we were stopped at triffic lights when the car behind drove into the back of us, evan if i did drive why would i go though my own insurance when it wasnt my fault.

I meant the car drivers insurance (your sister) they will take up the case for you and claim from the other drivers insurance you should get an offer and it should not affect her no claims. The sort that phone you will keep pushing because any expenses awarded go to them so it is to their advantage to hang it out as long as possible and incur as many expenses as possible,
- By Carrington Date 01.09.11 10:52 UTC
I agree with Nova far better for your sisters car insurance firm to contact the others drivers, it will most probably be done far quicker as well. :-)
- By cornishmals [gb] Date 01.09.11 11:08 UTC
My daughters EX partner claimed to have whiplash - I have my doubts,in a recent rta.He was awarded £2000 within about 6 weeks.
- By Jeangenie [gb] Date 01.09.11 12:26 UTC
And everyone's insurance premiums rise again to cover the cost of these payouts.
- By cornishmals [gb] Date 01.09.11 12:49 UTC
Ambulance chasers make me mad.
- By Boody Date 01.09.11 13:35 UTC
I agree, whatever just happened to there being just a accident.
Last year I had the misfortune to go into the back of someone albeit at 5 mph next thing I know I received a claim for 5 people citing severe whiplash and shoulder injuries to all.
- By JAY15 [gb] Date 01.09.11 15:43 UTC
Boody, you and me both--I was reversing into a side street very slowly, there was not a scratch on the driver's very small hatchback where I touched it with the bumper--immediately two women and three children aged up to 10 leapt out of the back like hares and ran off round the corner, I gave my details to the driver and said O would be happy to pay for any damage to the car once he'd had it checked out. I even rang him a few days later and he was a bit evasive. Two weeks later I had a letter from some ambulance chasers in Liverpool saying all four adults had suffered severe whiplash (but none of the missing children who couldn't possibly have been strapped in, curiously), and the husband of one of the women had had to stay home to look after her, thereby losing wages and adding substantially to the size of the claim. I was so mad I chased it up as hard as I could with my insurance company, who then found that the woman's medical report showed that the injury the consultant noted had been caused by a completely different accident long ago, that she had been involved in other claims for whiplash and that her husband, far from losing wages (he was claiming over £4,000), was actually claiming benefits. So my insurers chopped their claim down by a very long way and although they agreed these were chancers they said that insurers rarely argue the case because of the risk of a far more expensive court settlement. What really annoyed me was that this happened not 20m from the police station and I should have insisted on all of them waiting for the police to arrive. I've learned my lesson--always get witnesses.
- By CVL Date 01.09.11 15:52 UTC
Same thing happened to me too :-(  I literally tapped bumpers with the car in front at a junction.  He was totally reasonable at the time, and there was no damage to either car but I (stupidly? naively?) insisted that he took my insurance details.  A year later he tried to claim against me for whiplash, loss of earnings, etc etc.  Luckily it never got anywhere.  I'm sure there are genuine claims for things like this, but it's the 'ambulance chasers' convincing people to make unnecessary claims that really bug me :-(
- By newf3 [gb] Date 01.09.11 15:59 UTC
thank you all for your replys, it is though my sisters inrance that the company dealing with this are from, what really peed me off at the time was the driver who hit us was told by one of the police that attened the accident that her tyres were low on air and that's what caused her not to stop but he said he wouldnt be taking that any futher !!!
my sister and myself are claiming for trips to doctors and other treatment etc, as it happened in June and we are both still not right after all this time.
- By JAY15 [gb] Date 01.09.11 15:59 UTC
It's depressing--there was an article in the local rag to say drivers in a certain postcode in our borough had seen their premiums shoot up by 100%--all because a guy had made quite a living off forcing drivers into the back of him on a roundabout. Apparently the number of claims all involving this guy and the same roundabout was the clue for an insurance company, which then did a bit more checking. The guy was sent down but insurance premiums haven't dropped.
- By JAY15 [gb] Date 01.09.11 16:02 UTC
Sorry you are both still feeling the after effects, newf3--I can imagine it's distressing for you to have to go through all this, hope you feel better soon. 
- By newf3 [gb] Date 01.09.11 16:10 UTC
thank you jay15, having never been in a car crash before it was a shock just how much pain i was in the next day, lucky i went to hospital when it happened and had pain meds to take when i woke up the next day. godness knows how much it would hurt had it either car been travelling faster, main thing is we were all okay.
- By Harley Date 01.09.11 17:00 UTC
One of the reasons people might suffer from whiplash in the event of an accident is due to the fact that the head restraints on the seats are very rarely altered to fit the person occupying the seat. The following link explains it well :-)

http://www.necksolutions.com/whiplash-neck-injury.html
- By furriefriends Date 01.09.11 17:09 UTC
Very interesting link shall be checking my head restraint
Topic Other Boards / Foo / claim for whiplash

Powered by mwForum 2.29.6 © 1999-2015 Markus Wichitill

About Us - Terms and Conditions - Privacy Policy