
As a work horse you cant go wrong with a tranny :D
Our old van hit 180k before we got rid and got a newer version, 02 plate, basic, but medium wheel base and high roof for work. But lovely to drive and comfortable. The N reg van pulled 2ton on a 3/4 ton trailor quite regularily. and you could smell the clutch on numerous occasions over the 5 years we had it while reversing a loaded to capacity trailor up a slope, but never had to replace it.
This is our 3rd transit over 10 years all bought second hand, all high milage and none needed much repair. (Apart from when I ran into the back of a taxi and it needed £1k of repairs, but never had any problems once repaired!!!)
Cant help on insurance as boss has 40 odd years no claims and its a work van!!!!
Lea :)