Has anyone had any dealings with a pet insurance company called "Healthy Pets"?  I had a quote from them for 3 x dogs and 1 x cat and their monthly charge is only £26 for all four. It covers the same as most of the larger insurance companies ie lifetime illness, £5k per year vet fees etc. Sainsburys who they are with now is £47 per month, quite a difference. The underwriters are the same as Sainsburys & M&S.

One of my dogs was with them for the first year I had him.  I didn't have to make a claim during that time but I had cause to contact them on a few occasions and found them very good to deal with.