What do you pay for public liability insurance for just your self, i want it for pet sitting. Are there any self employed people on here who can help me please.

I have PM'd you
Pauline

I think that that amount varies depending on the nature of your business! 

it depends very much on the type of business you have & your cicumstances. if you ring an insurere they will ask you 101 questions which you need to answer very honestly & you will get a quote. I have to say that for what you get, it is not expensive.

Thank you for your replies.
Sam are you in the insurance business or do you maybe have a pet care business your self. You could all ways talk to me privately in messages if you wanted too.

no tricoours, neither of those, I am a photographer which means I have a very hefty third party insurance, one of the most expensive industries but still worth while when you consider the consequenses!! Sadly there are a number of "keen amateurs" in my profession who think they can get away without it because they are not "full time" etc, but they will be very sorry when they get their first law suit!!!

Why is photography regarded as such high risk in terms of public liability, Sam?  Can understand that you could be sued for lost and irreplacable event photos but surely you are not much danger to life and limb unless you stand people on battlements or cliff edges, of course, and ask them to step back a bit  ;)
Just curious really :)

With photography you can be sued for publishing a photo of someone without their permission, ie an exhibitor at a dog show caught in the background.  Showing an unflattering photograph which has not been approved by the subject.  Just very basic things but dynamite in today's society of blame.  There are many more painful things, financialy, than a broken limb.

I own a fishery and for just over £250 for public liability insurance it covers us for a huge amount in excess of 2million and under NAFAC for £10 an angler can gain cover. Interesting though the cover we have only covers anglers and if say a a chap took his wife she would not be covered which has lead to a no guest rule :(
Some of the crazy claims for us come under the uneven ground law which is you lay a path and they trip on a stone you can get sued or they fall from a pallet which is laid on a swim the same can happen. One case on a fishery I use to fish was a guy triped on a  stump of a tree that had been cut down and he hurt his ankle and won £15000 after a court case under the uneven ground law.
You could make a living out of it now if you had nerve to.

Regards
Stu

echo:- that is actually not strictly true.
Isobel:- mainly because of the dangers a press photographer has to endure (places, volatile situations etc)

Sam we have fallen foul of the one I mention ourselves.  I was only siting one very minor thing that can happen, not being a press photographer I am not in danger because of the reasons you mention.  It is in fact very painfully true.

There must be many other reasons why third party is important.  I also run a guest house and letting business so no stranger to the possible problems..

I think our saddle club are not insured if people ride without jackets - so in sweltering hot heat we have to jump a course in our jackets. No a bad thing though cos I think it gives added protection especially as I dont wear a body protector!!

We live on the edge of a large common used by the MOD for occasional training of young soldiers.    They are meticulous about cutting the brambles to manageable height.

I thanked the tractor driver profusely last time, and said how nice it was to have the rides clear for training our dogs.

' No Problem' says he, but it's really to stop the soldiers claiming from the MOD if they trip and twist an ankle'    

...Then they're sent to Iraq.......

Jo and the Casblaidd Flatcoats

This should help.
http://www.dogsit.com/index.html