Well, I am utterly confused I am looking for insurance to take out as a beauty/body and holistic therapist and I have been looking at babtac, guild of beauty therapists and the Federation of Holistic Therapists.  I just don't know what to go for over the other.
I would welcome advice from any beauty therapists or holistic therapists out there who have tried different insurance companies. 
Thanks

http://www.embodyforyou.com  have you tried these - they used to be GCP (guild of complementary practitioners), then joined with ITEC and I notice they now include beauty treatments.  Although, I'm not up to date with the new Embody, or the beauty side of things, they certainly used to have good standards and offer a good rate for insurance (although you have to pay for membership too).  If you just want insurance - then try Shepherds or Balens - PM me if you want the telephone numbers.