Can anyone let me know of a pet insurance company you are with which is cheap and offers protection for expensive vet ops, expensive vet fees and accidents and emergencies all year round.

marks and spencer for a bully is just under £11

i am with sainsburys and they have great benefits and for my cavalier it is just less than £9 a month.

I too am with Sainsbury's and I find them very good with a great cover - life time cover and pay out per condition (without a 12 month limit)

do sainsburys pay out quickly

Not sure, haven't claimed yet. However, I do know for a fact that PetPlan pay out very quickly.

So do More Than :)

Sainsburys and M&S are under the same insurance company ;) I know because they got their letterheads mixed up and sent through a letter from our M&S insurance on a Sainsburys letterhead by mistake!
Jacqueline :)

try argos, kc wanted £28 for my 2 1/2 year boxer. got cover for £13 with argos 

I am with Asda,£10.09p a month,havent had to claim yet thankfully so dont know what they will be like if i have to make a claim,there is a £50.00 excess on there,used Churchills for my last dog had to have him pts 31/2 yrs ago,they were excellent,and very sympathetic,but got taken over ecently and we had trouble with car insurance which we had never encountered before,so decided not to insure new dog with them for that reason.