
I am with Argos - they have three levels of cover - bronze/silver/gold . We have the Gold cover for Gus and it costs about £8 a month . We also have silver cover for Noodle (described as a common cat as she was a stray- although shes not best pleased at being called "common" :D ) and its £4ish for her.
Havent claimed (yet) so cant say how they are in relation to sorting any bills out.
lel