Hi
Just looking for some advise please.
I have a French Bulldog called Betty who is just over 1 year.
Petplan premium in first year 68.00 per month. Just been renewed and its 75.00 now.
This is not a problem other than the fact that French Bulldogs have now been taken off the high risk breeds list and are now catagory 2.

I just rang Petplan to ask if my premium would be coming down and was told after the chap went through to the underwriters that although this was correct about the breed my premium is based on how many others claims they receive from French Bulldog owners.  So not to expect my premium to reduce.
I must add I have never claimed on my policy since I have had it.

Is anyone else aware that this is how they come up with premiums ?
I would like to write to them and take this further but would appreciate some feedback first.

thanks Donna

This is how all insurance works -hence car insurance is far more expensive for anyone aged under 25, as statistically the younger drivers are more likely to cause accidents.

With the number of poorly bred imported French bulldogs coming into the UK many are bound to be  with health issues I can only see premiums for the breed going up.

Try More Than for reasonable dog insurance.

have a look at vetsmedicover. Their quote for a frenchy is £42 pm for the lifetime cover.

Oh my word! £68 a month?? I pay £19 for lifetime cover with Animal Friends for my adult male GSD. Am I likely I be getting a very bad level of service?