Hi All,

I quite often see advertised 'Six weeks free insurance' with puppies. How is this usually arranged with the insurance company? I know through breeding tortoises that the insurers contacted me and asked if I wanted to be an affiliate. Does Petplan have the same policy for breeders?

Josh

similar, often with kennel club too. Its activate by the breeder at point of sale (excuse terminology) with your details then after 6 or 8 weeks you have option to renew at annual premium or change to another company of your choice

It used to be 6 weeks but for the past 2 years or so have been just 4. With PetPlan you have to sign up as a breeder, with the KC you get it automatically when you register a litter.

I have always used the petplan insurance for my pups leaving home.,   I tell puppy buyers that it is up to them if they want to use the KC free one.  It's not my preference, so I leave it up to the new owner.

I tell puppy buyers that it is up to them if they want to use the KC free one.  It's not my preference, so I leave it up to the new owner.
It's the breeder that has to activate the KC insurance now, just like with PetPlan.

Am I right in thinking that breeders make a bit of money from this if someone signs up? I know with my tortoise insurance I get a few quid that I can put on a pets at home voucher or high street gift vouchers?

i did same when my litter left, with P/plan. only prob was they would not ins my own pup that i kept at 6weeks!

Sadly at the moment there seems quite a delay in postal registrations so if u don't get tge paperwork sent off really early u won't get the paperwork back in time to take up the free insurance.

My litter got 6 weeks free insurance through the microchip company when they were hearing tested. (And no, no financial incentive for me to do this lol.)

Parrysite, yes if people take out an annual policy after their free 4 weeks with petplan the breeder is given points, enough points added together and the breeder gets £5 vouchers which can be used in various outlets. More about it here https://www.petplanbreeder.co.uk/

You need to remind the new owners that if they want to change to a different insurance that they need to do it 14 days before the free one runs out as the first 2 weeks of a new insurance they may not pay out on illnesses etc. depends on the circumstances.

Sometimes though insurers will not pay out if they find out you are covered by a.n.other and I've seen it on Watchdog that when covered by two insurers neither will therefore pay. I went to America last year and paid for travel insurance and needed medical treatment for my daughter so made a claim (my first ever despite always having travel insurance) and when I placed a claim I had to send in proof of travelling on the said dates, proof of how I paid for the holiday, proof I didn't pay direct from a premium bank account and proof I hadn't paid for it by credit card and all because had I done, I would have been covered by the bank and then the holiday insurance company would not have paid up. I guess in the case of pet insurance they may not ask you if you are covered by someone else as well but if they do, you may find neither will then pay.