They are happening more and more these days. I paid a cheque into the bank today using the cashpoint. It was only when I had finished I remembered that there was no payee on it I had asked for it to be blank intending to put my name on it before banking. All other details were correct. Can I hope that the bank will just pay it or will they send it back to me to amend? or will they send back to the issuer?

They will send it back to the issuer. They can't return it to the payee because it isn't on the cheque ;-)

Aww, never mind, at least you got to the bank, I drove to Kinross to go to the bank yesterday, got there, and completely forgot to go to the bank at all !...I'm only 46, god knows what I'll be like when I'm old .

I have been carrying the damn thing round for weeks forgetting to bank it. And when I do remember to bank it I forget something important. Thankfully it is not a huge amount of money.

>And when I do remember to bank it I forget something important. Thankfully it is not a huge amount of money.

As my bank is often too busy in my lunchbreak, I always have a few envelopes in my handbag, so I can just shove money/cheques in, and post it inside. 

I once put a cheque in an envelope, with no paying in slip, and I hadn't written on the envelope.  I do have a very unusual name (which I don't use) and it is only used on hospital records and bank details.

I don't remember now who had sent me the cheque, but it was payable to my 'proper' name.  It was posted back to my home by my bank!

I don't have senior moments.

I'm just senile.  :-)

You are not alone. I trudged to the post office in town (a place i loathe!), spent an eternity queueing up to pay my car tax. Handed my money and DVLA reminder slip to the cashier.....then she reminded me i needed my documents-insurance and mot certificate etc!! Then had to trudge to the bank to deposit the money so i could go home and struggle through the application online.

Im 26!!!!

Well no hope for you then Freds Mum.

I find that when I am shopping and remember something I need, I get to the shop and can't remember the thing that I did remember 3 minutes earlier.

> I find that when I am shopping and remember something I need, I get to the shop and can't remember the thing that I did remember 3 minutes earlier.

oh god, i do that too :-)  And go upstairs and forget what i'm up there for lol

I was searching my daughter's room last night for items for her scrapbook I'm making for her 18th birthday. I discovered two cheques - one from 2008 and one from 2009 that she had gotten as xmas presents and never put in the bank and a card from about 3 years ago with £20 in it which I'm keeping til she notices ;-) . If she is that bad at not quite 18 then what on earth will she be like when she gets to my age? :-)

She must be very well off to be able to throw away cheques! I wonder if the donors noticed?

It's bad isn't it when your senior moments get closer together?

Thats not your daughter being senile - its being a lazy teenager lol

Correct Fred's mum! but she does have her dippy moments too!

I have major problems when the blonde moments coincide with the senior moments!!!