just wondered if anyone had experience of Sainsburys insurance. I have just got some quotes from them that seem very reasonable and I am thinking of changing my insurance to them. Does anyone know if they are likely to increase the premiums very much in the second year?
Do they pay out OK? they are underwritten by Axa which I believe is a good company.
I am also wondering about how people find the 12 month limit policies.  at the moment i have 2 dogs insured for life but if I changed to 12 month is would easily pay for all the dogs to be insured.

Have a look at the "Pet Insurance again..." blog, some people who have replied to my blog are with Sainsbury's...

All 4 of mine with Sainsburys, reasonable and have paid out quickly on two occassions

I went with Sainsburys after they gave me a cheaper quote by £2.  What a mistake that was.  I ended up putting in a few claims during that year and they fought me all the way on payment.  Everytime delaying the claim by wanting my dogs history off my vet.  Surely the dogs history from the vet once was enough but no 5 times!  My vet was fed up with them too and said he had experienced this a lot with them.  So i went back with M&S who I have always found brilliant.