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Topic Other Boards / Foo / Budget
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- By Lea Date 21.03.07 22:21 UTC
Aparently I will be £411.70 better off next year.
Amazing for a budget!!!!!
Heres the link to work yours out :)
http://news.bbc.co.uk/1/shared/bsp/hi/business/budget_calc/html/budget_calculator.stm
Lea :)
- By Jeangenie [gb] Date 21.03.07 22:32 UTC
Apparently I will be no better or worse off because I'm below the tax threshold. But as that checklist doesn't take into account older cars (like mine) it leaves out the increase in car taxes. So I'll be worse off. No surprise there then! :rolleyes: :D
- By ClaireyS Date 21.03.07 22:41 UTC
I will be £49 better off :eek:
- By Isabel Date 21.03.07 22:42 UTC
I must say I struggled with it :confused: but doesn't it ask if you car was registered before 03/01 which mine was?  Anyhoo, assuming I have filled it in properly I will be about £58 better off.
- By ClaireyS Date 21.03.07 22:43 UTC
Im assuming the car tax is only affecting those cars registered after 03/01
- By Boxacrazy [in] Date 22.03.07 06:04 UTC
Doubt it, the government wouldn't miss that opportunity to raise more money!:rolleyes:

Cars registered after 03/01 are in CO2 bands for road tax, the older cars it goes on engine sizes.
My old M reg diesel Astra 1.7 estate was £165 a year to tax a few years back, my newer 51 reg estate same
model engine size is £110. As it's got a less polluting engine supposedly.
- By JaneG [gb] Date 22.03.07 06:25 UTC
I'll be £41 better off, in theory :rolleyes:
- By craigles [gb] Date 22.03.07 07:01 UTC
118.70 better off
- By Paula20380 [gb] Date 22.03.07 07:15 UTC
Ooh....I'm going to be £251 better off!! That was a good start to my day!!:-D
- By ChristineW Date 22.03.07 08:16 UTC
A whole £37 a year better off.   What will I do with my extra 71p a week.....

Las Vegas here we come:rolleyes:
- By sandrah Date 22.03.07 08:27 UTC
Well as a married person with no children as usual I will be paying for everyones else with them to be better off.

I am £90.65 worse off, my husband will be £109.09 worse off, neither of us have had a pay rise for eighteen months but we have to pay out an extra £200 in taxes. :mad:
- By ChristineW Date 22.03.07 08:33 UTC
I'm a single person, no kids, on a low income and I am worst off now than when I first got my mortgage (& independant status) 9 years ago. My savings have had to support me financially and now are basically nothing and any other forms of funds are had have long gone too.
- By Val [gb] Date 22.03.07 08:41 UTC
I cannot see how removing the 10p lower tax band and replacing it with the 20p rate can possible help those on a low income, :(
- By louisechris1 [gb] Date 22.03.07 08:47 UTC
We will be about £300 a year worse off :mad:

Unfortunately living on an ungritted, rarely repaired lane means we need a 4wd.  And I like them :D  As we both need transport we have two of the beasties so although we gain slightly on one or two things we lose overall.
- By Daisy [gb] Date 22.03.07 13:11 UTC

> Unfortunately living on an ungritted, rarely repaired lane means we need a 4wd


Hopefully not :D :D Our house in Norfolk is on a very small lane that has, on average, 7 vehicles a day (so a survey said :) ). None of our neighbours have 4x4s and, when asked, say that they manage OK unless there is a very heavy snowfall :) We don't plan on buying one when we move up there permanently :)

Daisy
- By Isabel Date 22.03.07 15:18 UTC
I live on two never repaired roads, one dirt and one, once tarmaced when Noah was a lad and that one a steep hill.  Never repaired because I am one of the owners  :D  Never needed a 4 wheel drive a good hefty diesel does the job :)
- By LJS Date 23.03.07 12:24 UTC
Isabel

Mike has a rear wheel drive BMW and he has found it a nightmare to drive on the roads to and from work in bad weather including snow , ice and floods. He uses the Scooby when I haven't got to use it and he finds the difference in the drive amazing.

I for one since I have had the Scooby have found driving on all roads and in all conditions so much easier and safer to use than an ordinary non 4 wheel drive :)

Lucy
xx
- By Daisy [gb] Date 23.03.07 12:46 UTC
LOL :D I should have said a 'normal' car with front wheel drive :D :D :D

Daisy
- By LJS Date 23.03.07 13:14 UTC
Daisy

I have driven most types of cars in varying sizes and even with a normal FWD I would say that I would always go for my Scooby for drive and safety :D

Mine is though not a gas guzzler in the sense of 4x4 gas guzzlers and can easily do at least 35 to the gallon :)

Lucy
xx
- By Daisy [gb] Date 23.03.07 13:17 UTC
But not everyone wants to drive a Scooby or a 4x4 tho' :D :D :D I'm quite happy with my Scenic, although my next car will be with lower CO2 emmissions :D :D :D

Had to laugh recently , as when we had the heavy snowfall my boss wouldn't come into work as he doesn't like driving his brand new Porsche 911 in the snow :D :D :D

Daisy
- By LJS Date 23.03.07 14:31 UTC
No I realise not everybody wants to drive them but what I was trying to say that some 4x4 are used for proper reasons and not just as a taxi for school children :D :D

Porsche drivers hey :rolleyes: :D
- By Daisy [gb] Date 23.03.07 17:38 UTC

> Porsche drivers hey


Just discovered that one of our new neighbours has also got a brand new 911 :D Boys and their toys :D :D :D Now my OH has his own steam engine (well, a 3 1/2 " gauge one) - now that's a real toy :D :D :D

Daisy
- By Isabel Date 23.03.07 14:41 UTC
I would never consider a rear wheel drive for that reason Lucy.  A good hefty front wheel drive Astra does the job for me :)
- By Carla Date 23.03.07 12:30 UTC
Can't pull a harrow with a normal car :)
- By Daisy [gb] Date 23.03.07 12:45 UTC
I don't think that I will be needing one of those :D :D :D

Daisy
- By Jeangenie [gb] Date 23.03.07 13:03 UTC
I daresay the townie government thinks all farmers should use bicycles to get feedstuffs around their farms, and transport fallen trees.
- By Daisy [gb] Date 23.03.07 13:11 UTC
Like everything else, it is the (large) minority of yuppy 4x4 drivers that have spoilt things for those who genuinely need them :( I suppose it all started when they made Land Rovers (Range Rovers) comfortable :D :D :D

Daisy
- By Jeangenie [gb] Date 23.03.07 13:24 UTC
OH's timing is as good as ever. He's just starting up a small logging business, and needs a 4x4 to reach the trees ... :rolleyes: Honestly, you do what you can to get yourself going and self-suffient and are immediately slapped back down again. :mad:
- By Daisy [gb] Date 23.03.07 13:31 UTC
Oh dear :( If only people would drive the appropriate car for their circumstances, some of the problems would be reduced :( :( I know lots of people who drive large cars and hardly ever have a passenger or do high mileage :( Families with one or two children who have 7 seaters :( Most small, modern cars will do 70mph quite happily and air-conditioning etc is either standard or an optional extra - no need to buy a large, high-spec car just to get the add-ons :) :) My neighbour's son (single - batchelor) drives a BMW 4x4 because he goes shooting sometimes :confused::confused: how big a car does he need to fit a rifle (or whatever it is) in :confused:

Daisy
- By Isabel Date 23.03.07 14:42 UTC
If it is business use can you not offset the tax?  If not I agree with what Daisy is saying if only people had not pushed their use beyond the realms of reasonable those that really need them would not be disadvantaged.  When we first had our Landrover many moons ago people felt sorry for us :)
- By calmstorm Date 23.03.07 14:57 UTC
Its freedom of choice, and if I want to drive my vehicle of choice, why not. The govn are simply using one type of vehicle and 'person' to gain support from the voters to justify their raising of car tax, which of course is not simply 4x4, but the larger vehicles. What uses more fuel, a Land Rover or a high powered sports car, or a Limo? Yet these drivers are not made a mockery of in the papers, just the 4x4 'high class' possibly hunting fishing shooting type of person, or the housewife in an exclusive area. Steriotyping people for support.
- By Carla Date 23.03.07 15:03 UTC
Taxing rich folk another couple of hundred quid for their 100K 4 x 4's is not going to save the environment - its about swelling the coffers of this inefficient govt.

If it was really about the environment they would ban gas guzzlers from being produced :mad:.

A bit like cigarettes. If it was really about health they'd ban them being sold.
- By Isabel Date 23.03.07 15:08 UTC

>A bit like cigarettes. If it was really about health they'd ban them being sold.


Freedom of choice you see :)  They are bad for us but we must make up our own minds.
- By calmstorm Date 23.03.07 15:15 UTC
Carla, as you rightly say, its all about swelling the govns coffers, nothing at all to do with the enviro, or health issues. Despite proving that smoking kills, they will never make them illegal simply because of the money they make in tax. They have appeased the countries concern about passive smoking, which I agree with, but ban them...never... too much money to be made. Thats what this govn is all about, I just wish I knew where themoney they make goes.......:(
- By Daisy [gb] Date 23.03.07 17:42 UTC
Actually, alcohol comes in at no: 5 on the list of most harmful drugs - tobacco is at no: 9 :) Perhaps Gordy should think of banning alochol as well :) :) I'd support that :)

Daisy
- By Isabel Date 23.03.07 15:07 UTC

>Its freedom of choice, and if I want to drive my vehicle of choice, why not.


You can, they have not banned them :)
- By calmstorm Date 23.03.07 15:17 UTC
Correct, they have not banned then, simply pigeon holed the drivers to be rich, posh, stuck up people who don't give a damn for anyone. I don't actually know anyone who drives a 4x4 who are like this.......:(
- By Isabel Date 23.03.07 15:22 UTC
I doubt it is aimed particularly at rich people, I think someone has already pointed out how futile that would be. 
- By Carla Date 23.03.07 15:33 UTC
Its not aimed at rich people - but it is pidgeon holing them. Because this won't stop them driving posh new 4 x 4's - it just sets them aside as a class of people who can afford whatever the govt throws at them - regardless of the environment...
- By Isabel Date 23.03.07 15:42 UTC
I see what you are getting at Carla but I think the name of the game is to drawn attention to considering their acceptability rather than make it chi-chi which unfortunately it already is.  I think you are right, the chattering classes in Islington will be able to pay it readily but I think the aim is to sting them with the knowledge of them being perhaps beyond the pale socially ;).  With a bit of luck it might work they will drop them and move on to something else trendy (here's hoping that will be buses or car sharing;) at least, certainly not giving the nanny a car of her own) and no further tax will be added, leaving those that have good justification to continue using them properly.
- By calmstorm Date 23.03.07 17:08 UTC
I think to get the voters behind them, they have used the 4x4 as an example. That way, they can slip in the extra tax for the other vehicles that run a bit thursty without anyone noticing....but retain the support of the masses by appearing to target a 'Snobby stuck up super rich' steriotype. I don't think its anything to do with enviroment, just their sticky fingers. If it was enviroment, they would penalise older cars that gas guzzle simply because they are old....my Astra diesil estate was more thirsty than my 4x4, as was my old petrol volvo estate. Oh, and my old Chevette...so goodness knows how much more an old merc uses...... And yes, they may have been old but they were reg serviced :)

Wait till we all have to pay per mile for travel, thats when the govn will really cash in.
- By Isabel Date 23.03.07 17:20 UTC
They can be as upfront about taxing the "thursty" vehicles as they like for me :)  I think you do people a disservice. I think it is nothing to do with being snobby they don't see the need for these things, most particularly in the urban setting.

>Wait till we all have to pay per mile for travel, thats when the govn will really cash in.


Some people are already choosing to do this for their insurance companies.  I think we will cope with the transition :)
- By calmstorm Date 23.03.07 18:02 UTC
As I said Isabel...tweedledum when it comes to spelling.....so kind of you to have pointed out my very obvious mistake  :rolleyes: :P

I do no one a disservice, the media played on the readers regarding 4x4, whilst failing to mention the other gas guzzling vehicles, this hot on the heels of the hunting ban, where of course everyone drives a 4x4 and are hooravy henries.....Then there is 'why do you need an offroader in london.........well why not? :confused: The same question could be asked, why do you need a sports car, but no, pick on the 4x4's. But they always show the rich and famous driving them, they don't show the old farmer with his 4x4 up to the gills in mud, towing a tractor, oh no.

You may be OK with the paying to travel. Countless others will not.
- By Isabel Date 23.03.07 18:05 UTC
Sorry, I thought you were being playfull like using the word "norty", I am hardly likely to criticise anyone for their spelling, never mind :)
I think I must be looking at other media to you.
- By calmstorm Date 24.03.07 11:21 UTC
LOL...point taken, I do use fone..norty..etc ;)
The media I have seen is big 4x4s on school runs, parked on pavements...with comments of the 'chelsea tractor' taking kids to school......I don't recall seeing the porsche or the merc softtop, or a Limo, being used.......then I could have missed that too! ;) :P
- By calmstorm Date 23.03.07 14:46 UTC
LOL.........thats true Daisy, landies are not what they were.........nor is the rangie, then of course there is the disco and freelander.........
The governm picked on the 4x4 gas guzzlers IMO, simply to put the old 'them and us' class thing back into the front line to gain support. After all, the gas guzzling 4x4 are driven by people with 'Loads a money' and by people who look down on other drivers...........as if ;) with the high driving position, its a bit difficult to look up ;)....maybe lorry drivers are 'loaded too' ..but of course what they failed to mention quite so loudly was they intend to raise tax on 'big cars' not just 4x4, maybe the sports cars are in it too, don't know not looked. Just the sort of vehicles they themselves are driven round in, or drive.......
- By Soli Date 22.03.07 08:59 UTC
I'm a married person with no kids and for once I'll be better off! By a whole £112!

Debs
- By Carla Date 22.03.07 09:53 UTC

>Well as a married person with no children as usual I will be paying for everyones else with them to be better off.


You'll be paying for *everyone* else with children to be better off? How does that work?
- By sandrah Date 22.03.07 17:29 UTC
Because parents with children are to receive more child allowances and tax credits.

I fail to see why I should be penalised just because I haven't got any.
- By Jeangenie [gb] Date 22.03.07 17:35 UTC
Because it's investing in the future income generators, which will benefit all of us. :)
Topic Other Boards / Foo / Budget
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