Hello everyone,
I was hoping someone can give me a bit of advice. I have a boy puppy bulldog currently 15 weeks he’s been though the mill a bit recently .
He was perfectly heathy no issues at all.
Then he had his kennel cough nasel vaccine he got a small bit of kennel cough after as expected.
Had antibiotic then got better then was seriously ill with phenonia had to have cheats x ray . Bi opsies more anti-biopics
And painkillers. He was looking like he was not going to make it .

Finally he’s looking better this has taken a lot of money and time investment. I literally did not sleep at night because I was so scared ! My partner would do the day watch .
I have taken out pet insurance so this was covered for the phenonia . Until.... when he was going for his x Ray the vet said it was not to do with the kennel cough vaccine as he got better then I’ll? Understandable? So I said oaky I’ll pay the bill in cash and then claim on his insurance.
Then today I get a phone call from pet insurance saying that the vet has filled out the paperwork and said the illness was because his kennel cough vaccine? Well the nurse filled out the form.

I know have had the claim stopped because they said when he had the vaccine he was not covered ? And the nurse has said that’s when he got ill ?

So who is to blame ? The vet denied it was the vaccine and then they said at a later date it was ?
If the vaccine can cause phenonia and the puppy to nearly die shorly it should not be done? I am now over £500 out of pocket and no one wants to admit it was there flat ?

Hope I've got.this right .
It sounds like your insurance had not started when he had the vaccine .
Then the vet told.u his later illness although close in time  was not connected with the vaccine?
By this time u had an insurance.  If that's correct I would.start with the vet and get copies of.their records incase they have incorrectly filled in the form . I would also speak to the vet and remind them of what they said  and see why has been written down .hopefully  that will give some clarity.  If the vet has made an error his records and an explanation  by them should help with challenging the claim .
If u arnt happy after that put in a complaint to the insurance  and then if that doesn't sort everything to your satisfaction you can go to the ombudsman .
Sounds to me that dates maybe the issue
As for.the vaccine there are risks with any vaccine that have to be weighed up before vaccinating .convention will say the risk of pneumonia or other serious ill health is less.than risk of.getting the disease. Its for.the owner and vet to decide which risk we take.  Have a read of some other vaccination threads for.the future.

If the vet is saying it's the vaccine, then the vaccine manufacturers should cover the cost of any treatment - the vet should file an adverse reaction form.  And the KC vaccine is unnecessary, by the way.  It causes more problems than it prevents.  As demonstrated here!

The KC vaccine is necessary if you need to leave your dog at boarding kennels. Most reputable kennels require it. Having said that I would not leave a young pup at the kennels so for my dogs I do the vaccine when they are a bit older, at least 8-9 months.

I'm not sure whether the vaccine can cause pneumonia, but the illness itself - the kennel cough - can of course lead to pneumonia.

KC is usually just a bad cold or the flu.  Giving the vaccine is the equivalent of giving the flu vaccine.  It is also an unpleasant squirt up the dog's nose (think about spray collars and how they are used as aversives), often given to young puppies when they are forming their first associations with vet practices and being at the vet's...

Yes, sadly it is often needed to kennel your dog - but many people don't kennel their dogs these days, or - as you say - wait longer until they know they are about to kennel, before giving it.