
Although we didn't let our boys be used at stud very often, and indeed I turned down more requests than accepted, I went by the first breeder's outside stud dog I used. She was American and had a Stud Contract which said no puppies - free repeat. And further, if no more than 2 live puppies, she'd offer a free repeat too. You pay for the service with dogs. I felt 'bad' but the only bitch who came to both my boys (the second on her next season) and missed, and then went to another stud dog on the next season, and still no puppies, I had taken a stud fee from (on the first occasion). So she'd had her free repeat and so didn't get a refund.
I have a feeling that these days, with the bigger kennels in my main breed, money doesn't change hands - they have a puppy (not necessarily pick of either sex) in lieu of the fee.
I do agree that stud fees seem to have lost contact with the cost of a puppy - it always used to be the fee = the cost of one puppy. But in my main breed, again, they are being advertised at AT LEAST £1K and many now at £1300. Whether they get what's asked I don't know but I have heard breeders expect to be bartered down