
From someone who has been through this this year.
It involves contacting the lender at the first point.
Then an application from is sent out, and the person who needs to be removed has to send a covering letter back with the application form that the other person has filled in, that they want to be removed from the mortgage. Stating that they reguire no capital be removed from the house. The application form and covering letter then has to be sent to the solicitors who will pass all relevant stuff onto the mortgage company. The cost can be up to £200 ish. Mortgage company fee. Plus solicitors fee on top.
And the mortgage company might refuse it because it is a joint mortgage and multiple incomes were involved.
HTH
Lea :) :) :)