I am presently working my way through insurance documents and quotes ready for when I pick up my new puppy next month - the more I read, the more confused I'm making myself!

If I am reading this right the Healthy Pets Gold cover looks to be very reasonable and I think it will give me everything I'm looking for. Can anyone who uses Healthy Pets confirm how I think it works. It says that I will be covered for ongoing conditions up to £5000 per condition as long as I renew the policy. Does this mean it resets each year so that if my dog had an ongoing condition I would be insured for that condition for £5000 every year of it's life?