
It's not that straight forward I'm afraid, I'm just doing something similar I'm 27 & self employed so need to sort out a private pension. I've had various meetings with IFA's & am currently up to my eyes in terminology & options, but I know when I do make my decision it'll be the right one - the guys I'm seeing are completely independent & can advise on all products available & they aren't charging me either! That would be my recommendation Lisa.