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Up Topic Dog Boards / General / Help pet insurance!
- By cherie [gb] Date 01.05.17 16:07 GMT
Hi i would really appreciate some advice on dog insurance. I have found my self scrolling through quote after quote looking for lifetime comprehensive cover for my soon to be border collie pup. I have come across a company called, emporium insurance who seem considerably less than the others... has anyone ever used this company or know anything about then?

Thanks in advance
- By furriefriends [gb] Date 01.05.17 18:00 GMT
It's the trading name of equine and livestock not one I would go near . Contact vip4u insurance brokers who.specialise in per insurance they will give i good advice. Otherwise companies pet plan ,kennel club or agria and pretty good and always lifetime policies.u might pay a bit more but u need a company that will pay out in the evemt of a claim.
- By furriefriends [gb] Date 01.05.17 18:03 GMT
It's the trading name of equine and livestock not one I would go near.they don't have a good reputation

. Contact vip4u insurance brokers who.specialise in per insurance they will give i good advice

. Otherwise companies like pet plan ,kennel club or agria are pretty good and always buy a lifetime policies.u might pay a bit more but u need a company that will pay out in the event of a claim. More than tesco Sainsburys are also popular but will restrict where I can go if I need a referral.something I don't like but not everyone minds. insurance of amytyoe is hard work
- By anderbel [gb] Date 02.05.17 14:42 GMT
I agree with furriefriends ,don't touch anything underwritten by Equine &Livestock.They are terrible payers& awkward to deal with.I found Tesco Premium to be a good insurance,senible premiums & good payers
- By ali-t [gb] Date 03.05.17 06:23 GMT
Always check for the underwriter then look for reviews of whether they are reluctant to pay out.

the cheapest i found last year for my pup was £500 for a high level of cover.  I have only claimed once and they paid out no problem
- By mixedpack [gb] Date 03.05.17 11:08 GMT
My advice would be to read the t&c's very carefully, it's amazing what insurance companies will exclude and lots have rules on what they consider to be having your dog under control both at home and in public, a friend just got a very nasty surprise with that one
- By mixedpack [gb] Date 03.05.17 11:25 GMT
I have just been having a look at the small print on the Sainsbury's insurance and notice that they will not cover conditions considered to be passed on genetically, I bet not a lot of people knew that, also they only cover behavioural treatment if it could not be treated by "training, speying/castration" and of course nothing involving breeding
- By georgepig [gb] Date 05.05.17 16:40 GMT
Just on the end...
Does anyone know which breeds are included in the Tesco policy change regarding cruciates?
The last claim form I had had a new box on the back that said something along the lines of 'if this claim is regarding cruciate damage is this a breed you consider genetically disposed to it' or something like that.
Surely that is very subjective depending on the vet.
- By Nikita [gb] Date 06.05.17 08:33 GMT
Have a look at Aviva too.  I was with them for my little min pin and even though I only had him 5 weeks, and his condition (collapsed discs) was obviously chronic, because he had a clean bill of health from the RSPCA vet they covered everything.  Paid out promptly too, and a good price.
- By cherie [gb] Date 07.05.17 09:51 GMT
Thanks for the advice. Equine and livestock prices looked togaed to be true.
- By Brainless [gb] Date 07.05.17 12:19 GMT
They are, they are renowned for wriggling out of paying.
- By xxshowponyxx [gb] Date 27.05.17 21:36 GMT
I took E and L to the ombudsman - who found in my favour - still not a single penny :-( I cannot recommend Tesco Pet insurance highly enough for competitive pricing, quick payout and great caring service!
- By furriefriends [gb] Date 28.05.17 10:04 GMT
Showpony go back to the fos and discuss next steps .even if this goes to court you will have the evidence from the fos for your case which will stand u in very good stead . Insurance companies sgef away with alot without gnoring an ombudsman decision
- By furriefriends [gb] Date 28.05.17 10:04 GMT
Showpony go back to the fos and discuss next steps .even if this goes to court you will have the evidence from the fos for your case which will stand u in very good stead . Insurance companies sgef away with alot without gnoring an ombudsman decision
Up Topic Dog Boards / General / Help pet insurance!

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